Eligibility
You may apply for assistance provided you meet the following requirements:
  • Your mortgage is on a St. Louis City property (check your address to see if your property is in the City)
  • Your mortgage is 30 days or more past due
  • Your household has an income of 150% or less of the Area Median Income (AMI)
  • You have experienced financial hardship due to COVID-19
  • You currently own AND occupy the property as your primary residence
Required Documents
  • Identity Verification: At least ONE of the following documents (photo ID): 
    • Driver’s License
    • Government-Issued ID
    • Passport
    • Military ID
    • Corporate ID card
    • Tribal Photo ID
  • Property Verification: Mortgage statement showing outstanding mortgage due 
  • Owner Occupied Verification: City Assessor Print Out that “Owner of Record” matches applicant name.
  • Utility Verification: Gas/Electric/Internet bill/statement for the property in applicant's name 
  • Income Verification 
  • Financial Hardship Verification

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